{"id":4669,"date":"2026-06-08T16:54:48","date_gmt":"2026-06-08T19:54:48","guid":{"rendered":"https:\/\/nextage.com.br\/blog\/?p=4669"},"modified":"2026-06-08T16:54:48","modified_gmt":"2026-06-08T19:54:48","slug":"it-outsourcing-companies-for-fintechs","status":"publish","type":"post","link":"https:\/\/nextage.com.br\/blog\/en\/it-outsourcing-companies-for-fintechs\/","title":{"rendered":"IT Outsourcing Companies for Fintechs: What to Evaluate"},"content":{"rendered":"<p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\">Brazil has more than 2,100 active fintechs in 2026 (<a class=\"underline underline underline-offset-2 decoration-1 decoration-current\/40 hover:decoration-current focus:decoration-current\" href=\"https:\/\/fincatch.beehiiv.com\/p\/mapeamento-2025\">Fincatch 2025<\/a>) and a market projected to reach US$ 17.58 billion by 2033, with an annual growth rate of 15.7%. At this pace, how fast you scale your IT team may determine whether your company leads the sector or falls behind.<\/p>\n<p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\">The problem is that scaling technology in fintech is not the same as scaling technology in any other segment. The financial sector operates under a strict regulatory framework: data protection laws, Central Bank regulations, banking secrecy, and Open Finance standards. Hiring internally is expensive and slow \u2014 on average, three to four months to recruit a senior developer, with a total process cost estimated at three to five times the gross salary. But outsourcing to the wrong partner carries an even greater risk: a vendor that does not understand the financial context can quickly become a regulatory liability.<\/p>\n<p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\">IT outsourcing for fintechs is the hiring of a specialized company to develop, maintain, or expand the technological solutions of a digital financial institution, with professionals who already understand the sector&#8217;s regulatory requirements: data protection legislation, Central Bank regulations, and Open Finance standards.<\/p>\n<p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\">In this guide, you will find the 7 criteria every fintech must evaluate before hiring an IT partner, a checklist with 12 questions to ask during the sales meeting, the main red flags to watch for, and answers to the most common questions. By the end, you will know exactly what separates a generic vendor from a partner that delivers results from the very first sprint.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-4670\" src=\"https:\/\/nextage.com.br\/blog\/wp-content\/uploads\/2026\/06\/Empresa-de-outsourcing-de-TI-para-fintechs_-o-que-avaliar-1.avif\" alt=\"Screen displaying financial trading chart and transaction data \u2014 technology for fintechs and financial sector\" width=\"1200\" height=\"800\" srcset=\"https:\/\/nextage.com.br\/blog\/wp-content\/uploads\/2026\/06\/Empresa-de-outsourcing-de-TI-para-fintechs_-o-que-avaliar-1.avif 1200w, https:\/\/nextage.com.br\/blog\/wp-content\/uploads\/2026\/06\/Empresa-de-outsourcing-de-TI-para-fintechs_-o-que-avaliar-1-300x200.avif 300w, https:\/\/nextage.com.br\/blog\/wp-content\/uploads\/2026\/06\/Empresa-de-outsourcing-de-TI-para-fintechs_-o-que-avaliar-1-1024x683.avif 1024w, https:\/\/nextage.com.br\/blog\/wp-content\/uploads\/2026\/06\/Empresa-de-outsourcing-de-TI-para-fintechs_-o-que-avaliar-1-768x512.avif 768w, https:\/\/nextage.com.br\/blog\/wp-content\/uploads\/2026\/06\/Empresa-de-outsourcing-de-TI-para-fintechs_-o-que-avaliar-1-150x100.avif 150w, https:\/\/nextage.com.br\/blog\/wp-content\/uploads\/2026\/06\/Empresa-de-outsourcing-de-TI-para-fintechs_-o-que-avaliar-1-330x220.avif 330w, https:\/\/nextage.com.br\/blog\/wp-content\/uploads\/2026\/06\/Empresa-de-outsourcing-de-TI-para-fintechs_-o-que-avaliar-1-420x280.avif 420w, https:\/\/nextage.com.br\/blog\/wp-content\/uploads\/2026\/06\/Empresa-de-outsourcing-de-TI-para-fintechs_-o-que-avaliar-1-510x340.avif 510w\" sizes=\"auto, (max-width: 1200px) 100vw, 1200px\" \/><\/p>\n<h2 class=\"text-text-100 mt-3 -mb-1 text-[1.125rem] font-bold\">Why Fintechs Need Specialized IT Partners<\/h2>\n<p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\">The sector&#8217;s numbers speak for themselves. <a class=\"underline underline underline-offset-2 decoration-1 decoration-current\/40 hover:decoration-current focus:decoration-current\" href=\"https:\/\/mancheteesportiva.com.br\/mercado\/mercado-fintech-brasil-2026\/513\/\" target=\"_blank\" rel=\"noopener\">Pix closed 2024 with 63.8 billion transactions<\/a>, up 52% year over year, with projections pointing to 68 billion operations in 2026. Open Finance already has more than 42 million active consents and approximately 1.3 billion monthly API calls (Brazilian Central Bank, 2024). Digital credit granted by fintechs reached R$ 35.5 billion in 2024, a 68% increase in a single year.<\/p>\n<p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\">That volume is not just a business opportunity: it is real technical pressure. Fintechs need to integrate APIs under the FAPI (Financial-grade API) standard, sustain cloud-based microservices architectures, process payments in real time, and maintain systems with near-100% availability. At the same time, they must do all of this within the rules set by the CMN Resolution 4.893\/2021, which establishes cybersecurity policy requirements for financial institutions, and under data protection legislation that requires traceability and data protection throughout the entire processing cycle.<\/p>\n<p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\">Brazilian banks and fintechs project <a class=\"underline underline underline-offset-2 decoration-1 decoration-current\/40 hover:decoration-current focus:decoration-current\" href=\"https:\/\/www.deloitte.com\/br\/pt\/Industries\/financial-services\/research\/pesquisa-febraban-tecnologia-bancaria.html\" target=\"_blank\" rel=\"noopener\">R$ 47.4 billion in technology investments<\/a> (Febraban\/Deloitte 2024), with priority on customer experience, cybersecurity, and data analytics. The question is no longer whether to invest in technology: it is who to build it with.<\/p>\n<p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\">A qualified internal team takes time to build and is costly to maintain. A generalist outsourcing vendor will spend months understanding your operation&#8217;s regulatory context \u2014 time that, at the pace of the digital financial market, translates into product delays and compliance risk. The alternative is choosing a specialized partner that already operates in this environment and can contribute from the first development cycle.<\/p>\n<h2 class=\"text-text-100 mt-3 -mb-1 text-[1.125rem] font-bold\">7 Criteria Every Fintech Must Evaluate When Hiring IT Outsourcing<\/h2>\n<h3 class=\"text-text-100 mt-2 -mb-1 text-base font-bold\">1. Knowledge of Financial Sector Regulation<\/h3>\n<p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\">The first filter is straightforward: does the vendor actually know the rules that govern the environment where you operate?<\/p>\n<p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\">CMN Resolution 4.893\/2021 defines cybersecurity policy requirements for financial institutions and provides specific guidance on contracting cloud processing and storage services. Brazil&#8217;s General Data Protection Law \u2014 LGPD (Law 13.709\/2018) requires, in its article 46, that data processing agents adopt technical and administrative measures to protect personal data from unauthorized access. And Complementary Law 105\/2001 governs banking secrecy across the entire financial services supply chain.<\/p>\n<p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\">A vendor without command of these regulations is not just inefficient: it is a legal risk. Brazil&#8217;s Superior Court of Justice (STJ) has established, through Precedent 479, that financial institutions are strictly liable for security failures in digital financial services. That understanding applies by analogy even when the fintech outsources its development.<\/p>\n<p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\">Questions to ask in the meeting: &#8220;Have you implemented an incident response plan in accordance with the Central Bank&#8217;s requirements? How do you ensure the traceability and accountability required by data protection law?&#8221; If the sales consultant cannot answer, the technical team will not be able to either.<\/p>\n<h3 class=\"text-text-100 mt-2 -mb-1 text-base font-bold\">2. Proven Experience with Fintech Technology Stacks<\/h3>\n<p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\">General software development experience is not enough. The digital financial sector uses specific technologies: RESTful APIs with OAuth 2.0, mTLS, and FAPI authentication (mandatory standards for <a class=\"underline underline underline-offset-2 decoration-1 decoration-current\/40 hover:decoration-current focus:decoration-current\" href=\"https:\/\/openbankingbrasil.org.br\/\" target=\"_blank\" rel=\"noopener\">Open Finance<\/a>); cloud-based microservices (AWS, GCP, or Azure); message queues for asynchronous transaction processing (Kafka, RabbitMQ); and machine learning systems for fraud detection.<\/p>\n<p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\">A vendor without seniority in these technologies will build its learning curve inside your project, at your cost and risk. The most common stacks in the Brazilian fintech ecosystem include Java with Spring Boot, Python for data models, Node.js\/NestJS for APIs, and React Native for mobile products. When evaluating a vendor&#8217;s portfolio, look for projects involving Pix system integration, digital wallets, digital credit platforms, or Open Finance: these are the signals that indicate genuine sector experience.<\/p>\n<h3 class=\"text-text-100 mt-2 -mb-1 text-base font-bold\">3. Management Model and Real Productivity<\/h3>\n<p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\">This is the criterion that most separates outsourcing models from one another, and the most overlooked at decision time.<\/p>\n<p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\">In traditional outsourcing (or body shop), the vendor allocates the professional and their responsibility ends there. Productivity management, sprint tracking, and replacement in case of underperformance: all of it stays with the client. In practice, you pay for hours of presence, not for results.<\/p>\n<p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\">In an actively managed outsourcing model, the vendor keeps a Tech Lead responsible for monitoring the productivity of allocated professionals, ensuring alignment with project objectives, and intervening when necessary. You delegate productive capacity and focus on the product.<\/p>\n<p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\">The question that defines everything in a commercial meeting: &#8220;Who is responsible for the productivity of the allocated professional: you or us?&#8221; If the answer is &#8220;you,&#8221; it is body shop under a different name.<\/p>\n<blockquote class=\"ml-2 border-l-4 border-[hsl(var(--border-300)\/0.1)] pl-4 text-text-300\">\n<p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\"><a class=\"underline underline underline-offset-2 decoration-1 decoration-current\/40 hover:decoration-current focus:decoration-current\" href=\"https:\/\/nextage.com.br\/servicos\/outsourcing-desenvolvimento-de-software\/\">NextAge&#8217;s Outsourcing 2.0<\/a> includes a dedicated Tech Lead for each project, professionals validated in real projects before allocation, and a proprietary methodology (NextFlow AI) that can deliver up to 40% more productivity compared to the traditional model, at no additional cost to the client.<\/p>\n<\/blockquote>\n<h3 class=\"text-text-100 mt-2 -mb-1 text-base font-bold\">4. Information Security and Data Controls<\/h3>\n<p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\">Fintechs handle sensitive financial data on a daily basis: transaction history, credit data, personal customer information. Responsibility for that data does not transfer when development is outsourced.<\/p>\n<p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\">As noted above, Brazil&#8217;s STJ recognizes strict liability for security failures in digital financial services (Precedent 479). This means that if code developed by your vendor contains vulnerabilities that lead to a data breach, civil liability falls on the fintech.<\/p>\n<p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\">What to require in the evaluation: ISO 27001 or SOC 2 certification; access policy based on the principle of least privilege (no developer has access to more data than their work requires); end-to-end encryption; security-focused code review process; and secure credential and environment variable management.<\/p>\n<p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\">In the contract, include a clause requiring security incident notification within 2 business days, aligned with Brazil&#8217;s national data protection authority (ANPD) requirements.<\/p>\n<h3 class=\"text-text-100 mt-2 -mb-1 text-base font-bold\">5. Contractual Flexibility and Scalability<\/h3>\n<p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\">Fintechs grow in non-linear cycles. A company that closes a Series A round may need to double its engineering team in 60 days. One entering a product refinement phase may need to temporarily scale down. The outsourcing contract must support both movements.<\/p>\n<p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\">Pay close attention to: penalties for headcount reduction; inflexible minimum terms (a 12-month minimum without a performance clause is a warning sign); and clarity about who is accountable for each deliverable in the SLA.<\/p>\n<p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\">Good contractual practices include: a risk-free trial period (15 days is reasonable to evaluate technical and cultural fit); a team scaling clause with a defined timeline; and a clear process for professional replacement in case of departure or underperformance.<\/p>\n<h3 class=\"text-text-100 mt-2 -mb-1 text-base font-bold\">6. Onboarding Process and Learning Curve<\/h3>\n<p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\">The most overlooked hidden cost in outsourcing is the time between contract signing and the moment the allocated professional starts delivering real value.<\/p>\n<p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\">In a conventional software project, that period may be two to four weeks. In a regulated fintech with complex financial business rules and a specific compliance context, that timeline can stretch to two to three months without a structured onboarding process \u2014 and the cost of that period, in productivity and internal team time, falls entirely on the client.<\/p>\n<p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\">What to require: pre-onboarding documentation; a formalized process for introducing architecture, business rules, and coding standards; active support during the first sprints; and ramp-up metrics defined in the contract (expected value delivery at 30, 60, and 90 days).<\/p>\n<p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\">When speaking with the vendor&#8217;s references, ask directly: &#8220;How long did it actually take for the allocated team to become fully productive?&#8221;<\/p>\n<h3 class=\"text-text-100 mt-2 -mb-1 text-base font-bold\">7. Proven Track Record in the Financial Sector<\/h3>\n<p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\">Declared experience and proven experience are different things. Any vendor will say they &#8220;work with fintechs.&#8221; Few will present a case study with: the actual challenge faced by the client, the technical stack used, the methodological approach, and measurable results.<\/p>\n<p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\">Quantitative data is the marker of maturity. A vendor that reduced a client&#8217;s fraud losses by 84%, cut false positives by 62%, and automated 100% of the approval workflow \u00a0is demonstrating domain over the problem, not just over the technology.<\/p>\n<p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\">Sharp evaluation questions: &#8220;Can you connect me with the CTO of a fintech you worked with in the last 12 months?&#8221; and &#8220;What is the most complex regulatory project you have delivered for the financial sector?&#8221;<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-4671\" src=\"https:\/\/nextage.com.br\/blog\/wp-content\/uploads\/2026\/06\/Empresa-de-outsourcing-de-TI-para-fintech-1.avif\" alt=\"Tech professional interacting with digital financial icons \u2014 IT outsourcing for fintechs\" width=\"1200\" height=\"800\" srcset=\"https:\/\/nextage.com.br\/blog\/wp-content\/uploads\/2026\/06\/Empresa-de-outsourcing-de-TI-para-fintech-1.avif 1200w, https:\/\/nextage.com.br\/blog\/wp-content\/uploads\/2026\/06\/Empresa-de-outsourcing-de-TI-para-fintech-1-300x200.avif 300w, https:\/\/nextage.com.br\/blog\/wp-content\/uploads\/2026\/06\/Empresa-de-outsourcing-de-TI-para-fintech-1-1024x683.avif 1024w, https:\/\/nextage.com.br\/blog\/wp-content\/uploads\/2026\/06\/Empresa-de-outsourcing-de-TI-para-fintech-1-768x512.avif 768w, https:\/\/nextage.com.br\/blog\/wp-content\/uploads\/2026\/06\/Empresa-de-outsourcing-de-TI-para-fintech-1-150x100.avif 150w, https:\/\/nextage.com.br\/blog\/wp-content\/uploads\/2026\/06\/Empresa-de-outsourcing-de-TI-para-fintech-1-330x220.avif 330w, https:\/\/nextage.com.br\/blog\/wp-content\/uploads\/2026\/06\/Empresa-de-outsourcing-de-TI-para-fintech-1-420x280.avif 420w, https:\/\/nextage.com.br\/blog\/wp-content\/uploads\/2026\/06\/Empresa-de-outsourcing-de-TI-para-fintech-1-510x340.avif 510w\" sizes=\"auto, (max-width: 1200px) 100vw, 1200px\" \/><\/p>\n<h2 class=\"text-text-100 mt-3 -mb-1 text-[1.125rem] font-bold\">Checklist: 12 Questions to Ask Before Signing<\/h2>\n<p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\">Use this checklist in the evaluation meeting. The answers will reveal more about the vendor than any sales presentation.<\/p>\n<ol class=\"[li_&amp;]:mb-0 [li_&amp;]:mt-1 [li_&amp;]:gap-1 [&amp;:not(:last-child)_ul]:pb-1 [&amp;:not(:last-child)_ol]:pb-1 list-decimal flex flex-col gap-1 pl-8 mb-3\">\n<li class=\"font-claude-response-body whitespace-normal break-words pl-2\"><strong>Are you familiar with CMN Resolution 4.893\/2021?<\/strong> Reveals genuine regulatory maturity.<\/li>\n<li class=\"font-claude-response-body whitespace-normal break-words pl-2\"><strong>Have you integrated APIs using the Open Finance FAPI standard?<\/strong> Reveals sector-specific technical experience.<\/li>\n<li class=\"font-claude-response-body whitespace-normal break-words pl-2\"><strong>Who is responsible for the productivity of the allocated professional: you or us?<\/strong> Reveals the actual management model.<\/li>\n<li class=\"font-claude-response-body whitespace-normal break-words pl-2\"><strong>What is your process for replacing a professional who underperforms?<\/strong> Reveals commitment to results, not just to allocation.<\/li>\n<li class=\"font-claude-response-body whitespace-normal break-words pl-2\"><strong>What is the minimum contract term and what are the termination conditions?<\/strong> Reveals whether the promised flexibility actually exists on paper.<\/li>\n<li class=\"font-claude-response-body whitespace-normal break-words pl-2\"><strong>Do you hold ISO 27001 or SOC 2 certification? How do you control developer access to production systems?<\/strong> Reveals information security maturity.<\/li>\n<li class=\"font-claude-response-body whitespace-normal break-words pl-2\"><strong>Can you share the contact of a fintech CTO you worked with in the last 12 months?<\/strong> Reveals real credibility.<\/li>\n<li class=\"font-claude-response-body whitespace-normal break-words pl-2\"><strong>How does your onboarding process for allocated teams work?<\/strong> Reveals the maturity of your integration process.<\/li>\n<li class=\"font-claude-response-body whitespace-normal break-words pl-2\"><strong>Which stacks do you have senior professionals available for right now \u2014 not &#8220;within X weeks&#8221;?<\/strong> Reveals actual availability versus a recruitment promise.<\/li>\n<li class=\"font-claude-response-body whitespace-normal break-words pl-2\"><strong>How do you track sprints and report progress on a day-to-day basis?<\/strong> Reveals governance and transparency in practice.<\/li>\n<li class=\"font-claude-response-body whitespace-normal break-words pl-2\"><strong>Which SLAs are contractually guaranteed?<\/strong> Reveals commitment to delivery, not just to presence.<\/li>\n<li class=\"font-claude-response-body whitespace-normal break-words pl-2\"><strong>How do you handle data protection compliance when working with my customers&#8217; data during development?<\/strong> Reveals genuine accountability for sensitive data.<\/li>\n<\/ol>\n<h2 class=\"text-text-100 mt-3 -mb-1 text-[1.125rem] font-bold\">Traditional Outsourcing vs. NextAge&#8217;s Staff Augmentation: What Is the Difference for Fintechs?<\/h2>\n<p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\">The IT outsourcing market is broad, and the models vary far more than their names suggest. Understanding the difference between traditional outsourcing and more evolved models is essential to hiring with clarity.<\/p>\n<div class=\"overflow-x-auto w-full px-2 mb-6\">\n<table class=\"min-w-full border-collapse text-sm leading-[1.7] whitespace-normal\">\n<thead class=\"text-left\">\n<tr>\n<th class=\"text-text-100 border-b-0.5 border-[hsl(var(--border-300)\/0.6)] py-2 pr-4 align-top font-bold\" scope=\"col\">Dimension<\/th>\n<th class=\"text-text-100 border-b-0.5 border-[hsl(var(--border-300)\/0.6)] py-2 pr-4 align-top font-bold\" scope=\"col\">Traditional Outsourcing<\/th>\n<th class=\"text-text-100 border-b-0.5 border-[hsl(var(--border-300)\/0.6)] py-2 pr-4 align-top font-bold\" scope=\"col\">Outsourcing 2.0<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td class=\"border-b-0.5 border-[hsl(var(--border-300)\/0.3)] py-2 pr-4 align-top\">Professional management<\/td>\n<td class=\"border-b-0.5 border-[hsl(var(--border-300)\/0.3)] py-2 pr-4 align-top\">Stays with the client<\/td>\n<td class=\"border-b-0.5 border-[hsl(var(--border-300)\/0.3)] py-2 pr-4 align-top\">Vendor&#8217;s Tech Lead monitors productivity<\/td>\n<\/tr>\n<tr>\n<td class=\"border-b-0.5 border-[hsl(var(--border-300)\/0.3)] py-2 pr-4 align-top\">Technical validation<\/td>\n<td class=\"border-b-0.5 border-[hsl(var(--border-300)\/0.3)] py-2 pr-4 align-top\">Resume and basic interview<\/td>\n<td class=\"border-b-0.5 border-[hsl(var(--border-300)\/0.3)] py-2 pr-4 align-top\">Professionals validated in real projects before allocation<\/td>\n<\/tr>\n<tr>\n<td class=\"border-b-0.5 border-[hsl(var(--border-300)\/0.3)] py-2 pr-4 align-top\">Learning curve<\/td>\n<td class=\"border-b-0.5 border-[hsl(var(--border-300)\/0.3)] py-2 pr-4 align-top\">Client bears the full cost<\/td>\n<td class=\"border-b-0.5 border-[hsl(var(--border-300)\/0.3)] py-2 pr-4 align-top\">Reduced onboarding cost; structured process<\/td>\n<\/tr>\n<tr>\n<td class=\"border-b-0.5 border-[hsl(var(--border-300)\/0.3)] py-2 pr-4 align-top\">Replacement<\/td>\n<td class=\"border-b-0.5 border-[hsl(var(--border-300)\/0.3)] py-2 pr-4 align-top\">Slow process, no defined SLA<\/td>\n<td class=\"border-b-0.5 border-[hsl(var(--border-300)\/0.3)] py-2 pr-4 align-top\">Qualified replacement within a contractual timeline<\/td>\n<\/tr>\n<tr>\n<td class=\"border-b-0.5 border-[hsl(var(--border-300)\/0.3)] py-2 pr-4 align-top\">Contract<\/td>\n<td class=\"border-b-0.5 border-[hsl(var(--border-300)\/0.3)] py-2 pr-4 align-top\">Rigid, with penalties for reduction<\/td>\n<td class=\"border-b-0.5 border-[hsl(var(--border-300)\/0.3)] py-2 pr-4 align-top\">Flexible; risk-free trial period<\/td>\n<\/tr>\n<tr>\n<td class=\"border-b-0.5 border-[hsl(var(--border-300)\/0.3)] py-2 pr-4 align-top\">Productivity<\/td>\n<td class=\"border-b-0.5 border-[hsl(var(--border-300)\/0.3)] py-2 pr-4 align-top\">Market benchmark<\/td>\n<td class=\"border-b-0.5 border-[hsl(var(--border-300)\/0.3)] py-2 pr-4 align-top\">Up to 40% gains with proprietary methodology<\/td>\n<\/tr>\n<tr>\n<td class=\"border-b-0.5 border-[hsl(var(--border-300)\/0.3)] py-2 pr-4 align-top\">Financial context<\/td>\n<td class=\"border-b-0.5 border-[hsl(var(--border-300)\/0.3)] py-2 pr-4 align-top\">Generic<\/td>\n<td class=\"border-b-0.5 border-[hsl(var(--border-300)\/0.3)] py-2 pr-4 align-top\">Teams experienced in fintech, fraud prevention, Open Finance<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\"><a class=\"underline underline underline-offset-2 decoration-1 decoration-current\/40 hover:decoration-current focus:decoration-current\" href=\"https:\/\/nextage.com.br\/servicos\/outsourcing-desenvolvimento-de-software\/\">NextAge&#8217;s Outsourcing 2.0<\/a> was built to solve exactly the problems of the traditional model: you do not need to manage the productivity of the allocated team, you do not bear the cost of an unstructured learning curve, and you are not locked into a rigid contract that does not keep pace with your product.<\/p>\n<p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\">If you want to understand how this model fits your fintech&#8217;s IT operation, <a class=\"underline underline underline-offset-2 decoration-1 decoration-current\/40 hover:decoration-current focus:decoration-current\" href=\"https:\/\/nextage.com.br\/#contato\">our specialists offer a free, no-commitment diagnostic<\/a>.<\/p>\n<h2 class=\"text-text-100 mt-3 -mb-1 text-[1.125rem] font-bold\">Red Flags: 5 Signs You Are Hiring the Wrong Vendor<\/h2>\n<p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\">Not every warning sign is obvious. Some only appear in detailed conversations; others show up in the contract. Watch out for these five:<\/p>\n<p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\"><strong>1. They promise any stack without a proven portfolio.<\/strong> A vendor that says &#8220;we have professionals in everything&#8221; is generally operating as a resume broker. The right question is not &#8220;do you work with Java?&#8221; but &#8220;how many production projects in the financial sector do you have using Java and Spring Boot?&#8221;<\/p>\n<p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\"><strong>2. They cannot speak to data protection in your specific context.<\/strong> If the sales consultant treats data protection compliance as a generic checkbox, without being able to explain how your customers&#8217; data is handled during development, that reflects the company&#8217;s technical culture.<\/p>\n<p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\"><strong>3. The contract is entirely rigid.<\/strong> Penalties for any headcount reduction and a 12-month minimum without a performance clause are signs of a model that profits from inertia, not from results.<\/p>\n<p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\"><strong>4. Their only case studies come from other sectors.<\/strong> Experience in e-commerce, logistics, or healthcare has value, but the regulatory context of fintech differs in critical ways: liability for financial data, API standards, and Central Bank security requirements. A vendor with no financial sector case studies will learn on your project.<\/p>\n<p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\"><strong>5. They promise &#8220;immediate onboarding&#8221; with no structured process.<\/strong> Fast allocation is a positive. But if there is no documentation, integration process, or active support in the first weeks, speed of arrival turns into slowness of delivery \u2014 and the cost of that period falls on you.<\/p>\n<h2 class=\"text-text-100 mt-3 -mb-1 text-[1.125rem] font-bold\">Frequently Asked Questions about IT Outsourcing for Fintechs<\/h2>\n<h3 class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\"><strong>What is IT outsourcing for fintechs?<\/strong><\/h3>\n<p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\">IT outsourcing for fintechs is the hiring of a specialized company to develop, maintain, or expand the systems and technological solutions of a digital financial institution. Unlike generic outsourcing, the model for fintechs requires professionals with knowledge of Central Bank regulations, data protection law, financial data security, and API development for systems such as Pix and Open Finance.<\/p>\n<h3 class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\"><strong>What are the main criteria for choosing an IT outsourcing company for fintechs?<\/strong><\/h3>\n<p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\">The 7 main criteria are: (1) regulatory knowledge (data protection law, Central Bank, CMN Resolution 4.893\/2021); (2) proven experience with financial technology stacks; (3) active productivity management model; (4) information security maturity; (5) contractual flexibility; (6) structured onboarding process; and (7) real case studies in the financial sector with measurable results.<\/p>\n<h3 class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\"><strong>Is IT outsourcing suitable for early-stage fintechs?<\/strong><\/h3>\n<p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\">Yes. Early-stage fintechs are often the ones that benefit most from outsourcing: they need a specialized team quickly, without the cost and timeline of permanent hiring. The model allows the team size to be adjusted as investment rounds close and product demand evolves.<\/p>\n<h3 class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\"><strong>How does IT outsourcing affect fintech compliance?<\/strong><\/h3>\n<p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\">The impact can be positive or negative, depending on the vendor. A partner with regulatory maturity helps implement cybersecurity policies, data protection controls, and data governance from the code level up. A vendor without that knowledge can create regulatory liability: civil responsibility, under Brazilian jurisprudence, remains with the fintech even when development is outsourced.<\/p>\n<h3 class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\"><strong>What is the difference between IT outsourcing and body shop?<\/strong><\/h3>\n<p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\">In the body shop model, the vendor simply provides professionals, and management, productivity, and replacement stay entirely with the client. In specialized outsourcing, the vendor maintains active management: it monitors productivity, replaces professionals when necessary, and shares accountability for results.<\/p>\n<h3 class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\"><strong>How much does IT outsourcing for fintechs cost?<\/strong><\/h3>\n<p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\">The cost varies according to the professional&#8217;s profile, seniority level, tech stack, and contract model. In general, outsourcing is more cost-effective than permanent hiring when total cost is considered: recruitment, payroll taxes, benefits, onboarding, and time to full productivity. Serious vendors present a total cost of ownership (TCO) comparison before submitting a proposal.<\/p>\n<blockquote>\n<p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\"><a class=\"underline underline underline-offset-2 decoration-1 decoration-current\/40 hover:decoration-current focus:decoration-current\" href=\"https:\/\/nextage.com.br\/\">NextAge<\/a> has 19 years in the market, more than 600 clients, and proven case studies in the financial sector, including a Brazilian microentrepreneur fintech where the machine learning system developed reduced fraud losses by 84% and automated 100% of the approval workflow. The <a class=\"underline underline underline-offset-2 decoration-1 decoration-current\/40 hover:decoration-current focus:decoration-current\" href=\"https:\/\/nextage.com.br\/servicos\/outsourcing-desenvolvimento-de-software\/\">Outsourcing 2.0<\/a> model was built to solve the problems of traditional outsourcing: active management, validated professionals, flexible contracts, and real productivity from the first sprint.<\/p>\n<p class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\">If you want to scale your fintech&#8217;s IT team without compromising on compliance and quality, <a class=\"underline underline underline-offset-2 decoration-1 decoration-current\/40 hover:decoration-current focus:decoration-current\" href=\"https:\/\/nextage.com.br\/#contato\">talk to our specialists<\/a>. The diagnostic is free and comes with no commitment.<\/p>\n<\/blockquote>\n","protected":false},"excerpt":{"rendered":"<p>Brazil has more than 2,100 active fintechs in 2026 (Fincatch 2025) and a market projected to reach US$ 17.58 billion by 2033, with an annual growth rate of 15.7%. At this pace, how fast you scale your IT team may determine whether your company leads the sector or falls behind. The problem is that scaling<\/p>\n","protected":false},"author":5,"featured_media":4666,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"content-type":"","footnotes":""},"categories":[344],"tags":[],"class_list":["post-4669","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-lists"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>IT Outsourcing Companies for Fintechs: What to Evaluate - Nextage Blog<\/title>\n<meta name=\"description\" content=\"Learn what to evaluate when hiring an IT outsourcing company for fintechs: LGPD and Central Bank compliance, data security, tech stack, and more.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/nextage.com.br\/blog\/en\/it-outsourcing-companies-for-fintechs\/\" \/>\n<meta property=\"og:locale\" content=\"pt_BR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"IT Outsourcing Companies for Fintechs: What to Evaluate - Nextage Blog\" \/>\n<meta property=\"og:description\" content=\"Learn what to evaluate when hiring an IT outsourcing company for fintechs: LGPD and Central Bank compliance, data security, tech stack, and more.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/nextage.com.br\/blog\/en\/it-outsourcing-companies-for-fintechs\/\" \/>\n<meta property=\"og:site_name\" content=\"Nextage Blog\" \/>\n<meta property=\"article:published_time\" content=\"2026-06-08T19:54:48+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/nextage.com.br\/blog\/wp-content\/uploads\/2026\/06\/Empresa-de-outsourcing-de-TI-para-fintechs_-o-que-avaliar.avif\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"800\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Laura Marques\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Laura Marques\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"15 minutos\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/nextage.com.br\/blog\/en\/it-outsourcing-companies-for-fintechs\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/nextage.com.br\/blog\/en\/it-outsourcing-companies-for-fintechs\/\"},\"author\":{\"name\":\"Laura Marques\",\"@id\":\"https:\/\/nextage.com.br\/blog\/#\/schema\/person\/2fdd81129ea968e45b68b610bd9629c0\"},\"headline\":\"IT Outsourcing Companies for Fintechs: What to Evaluate\",\"datePublished\":\"2026-06-08T19:54:48+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/nextage.com.br\/blog\/en\/it-outsourcing-companies-for-fintechs\/\"},\"wordCount\":2663,\"publisher\":{\"@id\":\"https:\/\/nextage.com.br\/blog\/#organization\"},\"image\":{\"@id\":\"https:\/\/nextage.com.br\/blog\/en\/it-outsourcing-companies-for-fintechs\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/nextage.com.br\/blog\/wp-content\/uploads\/2026\/06\/Empresa-de-outsourcing-de-TI-para-fintechs_-o-que-avaliar.avif\",\"articleSection\":[\"Lists\"],\"inLanguage\":\"pt-BR\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/nextage.com.br\/blog\/en\/it-outsourcing-companies-for-fintechs\/\",\"url\":\"https:\/\/nextage.com.br\/blog\/en\/it-outsourcing-companies-for-fintechs\/\",\"name\":\"IT Outsourcing Companies for Fintechs: What to Evaluate - Nextage Blog\",\"isPartOf\":{\"@id\":\"https:\/\/nextage.com.br\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/nextage.com.br\/blog\/en\/it-outsourcing-companies-for-fintechs\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/nextage.com.br\/blog\/en\/it-outsourcing-companies-for-fintechs\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/nextage.com.br\/blog\/wp-content\/uploads\/2026\/06\/Empresa-de-outsourcing-de-TI-para-fintechs_-o-que-avaliar.avif\",\"datePublished\":\"2026-06-08T19:54:48+00:00\",\"description\":\"Learn what to evaluate when hiring an IT outsourcing company for fintechs: LGPD and Central Bank compliance, data security, tech stack, and more.\",\"breadcrumb\":{\"@id\":\"https:\/\/nextage.com.br\/blog\/en\/it-outsourcing-companies-for-fintechs\/#breadcrumb\"},\"inLanguage\":\"pt-BR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/nextage.com.br\/blog\/en\/it-outsourcing-companies-for-fintechs\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"pt-BR\",\"@id\":\"https:\/\/nextage.com.br\/blog\/en\/it-outsourcing-companies-for-fintechs\/#primaryimage\",\"url\":\"https:\/\/nextage.com.br\/blog\/wp-content\/uploads\/2026\/06\/Empresa-de-outsourcing-de-TI-para-fintechs_-o-que-avaliar.avif\",\"contentUrl\":\"https:\/\/nextage.com.br\/blog\/wp-content\/uploads\/2026\/06\/Empresa-de-outsourcing-de-TI-para-fintechs_-o-que-avaliar.avif\",\"width\":1200,\"height\":800,\"caption\":\"Tela com gr\u00e1fico e dados de transa\u00e7\u00f5es financeiras \u2014 tecnologia para fintechs e setor financeiro\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/nextage.com.br\/blog\/en\/it-outsourcing-companies-for-fintechs\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/nextage.com.br\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"IT Outsourcing Companies for Fintechs: What to Evaluate\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/nextage.com.br\/blog\/#website\",\"url\":\"https:\/\/nextage.com.br\/blog\/\",\"name\":\"Nextage Blog\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/nextage.com.br\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/nextage.com.br\/blog\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"pt-BR\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/nextage.com.br\/blog\/#organization\",\"name\":\"Nextage Blog\",\"url\":\"https:\/\/nextage.com.br\/blog\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"pt-BR\",\"@id\":\"https:\/\/nextage.com.br\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/nextage.com.br\/blog\/wp-content\/uploads\/2025\/01\/cropped-logo-nextage-completo-scaled-1.webp\",\"contentUrl\":\"https:\/\/nextage.com.br\/blog\/wp-content\/uploads\/2025\/01\/cropped-logo-nextage-completo-scaled-1.webp\",\"width\":2558,\"height\":556,\"caption\":\"Nextage Blog\"},\"image\":{\"@id\":\"https:\/\/nextage.com.br\/blog\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/nextage.com.br\/blog\/#\/schema\/person\/2fdd81129ea968e45b68b610bd9629c0\",\"name\":\"Laura Marques\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"pt-BR\",\"@id\":\"https:\/\/nextage.com.br\/blog\/wp-content\/uploads\/2026\/01\/cropped-foto-perfil-avatar-96x96.webp\",\"url\":\"https:\/\/nextage.com.br\/blog\/wp-content\/uploads\/2026\/01\/cropped-foto-perfil-avatar-96x96.webp\",\"contentUrl\":\"https:\/\/nextage.com.br\/blog\/wp-content\/uploads\/2026\/01\/cropped-foto-perfil-avatar-96x96.webp\",\"caption\":\"Laura Marques\"},\"description\":\"Graduada em Letras - Portugu\u00eas pela Universidade Tecnol\u00f3gica Federal do Paran\u00e1 (UTFPR), especialista em conte\u00fado para o setor de tecnologia. Escrevo para transformar inova\u00e7\u00e3o em boas hist\u00f3rias e ajudar empresas a alcan\u00e7ar o pr\u00f3ximo n\u00edvel de transforma\u00e7\u00e3o digital.\",\"url\":\"https:\/\/nextage.com.br\/blog\/author\/laura\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"IT Outsourcing Companies for Fintechs: What to Evaluate - Nextage Blog","description":"Learn what to evaluate when hiring an IT outsourcing company for fintechs: LGPD and Central Bank compliance, data security, tech stack, and more.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/nextage.com.br\/blog\/en\/it-outsourcing-companies-for-fintechs\/","og_locale":"pt_BR","og_type":"article","og_title":"IT Outsourcing Companies for Fintechs: What to Evaluate - Nextage Blog","og_description":"Learn what to evaluate when hiring an IT outsourcing company for fintechs: LGPD and Central Bank compliance, data security, tech stack, and more.","og_url":"https:\/\/nextage.com.br\/blog\/en\/it-outsourcing-companies-for-fintechs\/","og_site_name":"Nextage Blog","article_published_time":"2026-06-08T19:54:48+00:00","og_image":[{"width":1200,"height":800,"url":"https:\/\/nextage.com.br\/blog\/wp-content\/uploads\/2026\/06\/Empresa-de-outsourcing-de-TI-para-fintechs_-o-que-avaliar.avif","type":"image\/png"}],"author":"Laura Marques","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Laura Marques","Est. reading time":"15 minutos"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/nextage.com.br\/blog\/en\/it-outsourcing-companies-for-fintechs\/#article","isPartOf":{"@id":"https:\/\/nextage.com.br\/blog\/en\/it-outsourcing-companies-for-fintechs\/"},"author":{"name":"Laura Marques","@id":"https:\/\/nextage.com.br\/blog\/#\/schema\/person\/2fdd81129ea968e45b68b610bd9629c0"},"headline":"IT Outsourcing Companies for Fintechs: What to Evaluate","datePublished":"2026-06-08T19:54:48+00:00","mainEntityOfPage":{"@id":"https:\/\/nextage.com.br\/blog\/en\/it-outsourcing-companies-for-fintechs\/"},"wordCount":2663,"publisher":{"@id":"https:\/\/nextage.com.br\/blog\/#organization"},"image":{"@id":"https:\/\/nextage.com.br\/blog\/en\/it-outsourcing-companies-for-fintechs\/#primaryimage"},"thumbnailUrl":"https:\/\/nextage.com.br\/blog\/wp-content\/uploads\/2026\/06\/Empresa-de-outsourcing-de-TI-para-fintechs_-o-que-avaliar.avif","articleSection":["Lists"],"inLanguage":"pt-BR"},{"@type":"WebPage","@id":"https:\/\/nextage.com.br\/blog\/en\/it-outsourcing-companies-for-fintechs\/","url":"https:\/\/nextage.com.br\/blog\/en\/it-outsourcing-companies-for-fintechs\/","name":"IT Outsourcing Companies for Fintechs: What to Evaluate - Nextage Blog","isPartOf":{"@id":"https:\/\/nextage.com.br\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/nextage.com.br\/blog\/en\/it-outsourcing-companies-for-fintechs\/#primaryimage"},"image":{"@id":"https:\/\/nextage.com.br\/blog\/en\/it-outsourcing-companies-for-fintechs\/#primaryimage"},"thumbnailUrl":"https:\/\/nextage.com.br\/blog\/wp-content\/uploads\/2026\/06\/Empresa-de-outsourcing-de-TI-para-fintechs_-o-que-avaliar.avif","datePublished":"2026-06-08T19:54:48+00:00","description":"Learn what to evaluate when hiring an IT outsourcing company for fintechs: LGPD and Central Bank compliance, data security, tech stack, and more.","breadcrumb":{"@id":"https:\/\/nextage.com.br\/blog\/en\/it-outsourcing-companies-for-fintechs\/#breadcrumb"},"inLanguage":"pt-BR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/nextage.com.br\/blog\/en\/it-outsourcing-companies-for-fintechs\/"]}]},{"@type":"ImageObject","inLanguage":"pt-BR","@id":"https:\/\/nextage.com.br\/blog\/en\/it-outsourcing-companies-for-fintechs\/#primaryimage","url":"https:\/\/nextage.com.br\/blog\/wp-content\/uploads\/2026\/06\/Empresa-de-outsourcing-de-TI-para-fintechs_-o-que-avaliar.avif","contentUrl":"https:\/\/nextage.com.br\/blog\/wp-content\/uploads\/2026\/06\/Empresa-de-outsourcing-de-TI-para-fintechs_-o-que-avaliar.avif","width":1200,"height":800,"caption":"Tela com gr\u00e1fico e dados de transa\u00e7\u00f5es financeiras \u2014 tecnologia para fintechs e setor financeiro"},{"@type":"BreadcrumbList","@id":"https:\/\/nextage.com.br\/blog\/en\/it-outsourcing-companies-for-fintechs\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/nextage.com.br\/blog\/"},{"@type":"ListItem","position":2,"name":"IT Outsourcing Companies for Fintechs: What to Evaluate"}]},{"@type":"WebSite","@id":"https:\/\/nextage.com.br\/blog\/#website","url":"https:\/\/nextage.com.br\/blog\/","name":"Nextage Blog","description":"","publisher":{"@id":"https:\/\/nextage.com.br\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/nextage.com.br\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"pt-BR"},{"@type":"Organization","@id":"https:\/\/nextage.com.br\/blog\/#organization","name":"Nextage Blog","url":"https:\/\/nextage.com.br\/blog\/","logo":{"@type":"ImageObject","inLanguage":"pt-BR","@id":"https:\/\/nextage.com.br\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/nextage.com.br\/blog\/wp-content\/uploads\/2025\/01\/cropped-logo-nextage-completo-scaled-1.webp","contentUrl":"https:\/\/nextage.com.br\/blog\/wp-content\/uploads\/2025\/01\/cropped-logo-nextage-completo-scaled-1.webp","width":2558,"height":556,"caption":"Nextage Blog"},"image":{"@id":"https:\/\/nextage.com.br\/blog\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/nextage.com.br\/blog\/#\/schema\/person\/2fdd81129ea968e45b68b610bd9629c0","name":"Laura Marques","image":{"@type":"ImageObject","inLanguage":"pt-BR","@id":"https:\/\/nextage.com.br\/blog\/wp-content\/uploads\/2026\/01\/cropped-foto-perfil-avatar-96x96.webp","url":"https:\/\/nextage.com.br\/blog\/wp-content\/uploads\/2026\/01\/cropped-foto-perfil-avatar-96x96.webp","contentUrl":"https:\/\/nextage.com.br\/blog\/wp-content\/uploads\/2026\/01\/cropped-foto-perfil-avatar-96x96.webp","caption":"Laura Marques"},"description":"Graduada em Letras - Portugu\u00eas pela Universidade Tecnol\u00f3gica Federal do Paran\u00e1 (UTFPR), especialista em conte\u00fado para o setor de tecnologia. Escrevo para transformar inova\u00e7\u00e3o em boas hist\u00f3rias e ajudar empresas a alcan\u00e7ar o pr\u00f3ximo n\u00edvel de transforma\u00e7\u00e3o digital.","url":"https:\/\/nextage.com.br\/blog\/author\/laura\/"}]}},"_links":{"self":[{"href":"https:\/\/nextage.com.br\/blog\/wp-json\/wp\/v2\/posts\/4669","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/nextage.com.br\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/nextage.com.br\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/nextage.com.br\/blog\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/nextage.com.br\/blog\/wp-json\/wp\/v2\/comments?post=4669"}],"version-history":[{"count":1,"href":"https:\/\/nextage.com.br\/blog\/wp-json\/wp\/v2\/posts\/4669\/revisions"}],"predecessor-version":[{"id":4672,"href":"https:\/\/nextage.com.br\/blog\/wp-json\/wp\/v2\/posts\/4669\/revisions\/4672"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/nextage.com.br\/blog\/wp-json\/wp\/v2\/media\/4666"}],"wp:attachment":[{"href":"https:\/\/nextage.com.br\/blog\/wp-json\/wp\/v2\/media?parent=4669"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/nextage.com.br\/blog\/wp-json\/wp\/v2\/categories?post=4669"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/nextage.com.br\/blog\/wp-json\/wp\/v2\/tags?post=4669"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}